FNB Credit Card Gold

HOW TO GET THIS CARD

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Benetits

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The FNB Gold Credit Card is an excellent choice for individuals looking for a card with a variety of benefits, combining rewards and advanced security features. Designed for customers with a minimum annual income of ZAR 84,000, it offers several tools to streamline financial management​.

Key Benefits

eBucks Rewards
With the eBucks rewards program, users can earn up to 2.5% cashback on purchases and 15% back on fuel, prepaid electricity, and purchases at stores like Checkers and Shoprite​.

 

Free Global Travel Insurance
Cardholders who purchase airline tickets with the Gold card receive comprehensive travel insurance, covering medical emergencies and other unforeseen events during international trips​.

 

Interest-Free Credit Period
The card offers up to 55 days of interest-free credit for purchases, provided the balance is paid in full within the specified period, allowing for better financial management​.

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Advanced Security
Equipped with Chip & PIN technology, Online Secure features, and real-time notifications via inContact, the card minimizes fraud risks and keeps users informed of every transaction​.

 

Flexible Payment Options
The card provides revolving credit facilities and a budgeting option that allows customers to split payments into installments over up to 24 months, offering enhanced financial flexibility.​

 

Fees and Charges

The monthly fee for the FNB Gold Credit Card is ZAR 52, with an additional service fee of ZAR 17 and a once-off initiation fee of up to ZAR 175. While purchases are generally fee-free, certain transactions like ATM withdrawals and fuel payments may incur additional charges​.Well Get Info

Finance Briefly

.Ideal for Which Profile?

This card is perfect for individuals seeking everyday shopping benefits and cashback rewards. It also appeals to those needing financial security and comprehensive travel perks. Users can manage their finances conveniently through FNB’s mobile app and online banking services.

With 24/7 customer support for lost cards and fraud management, the FNB Gold Credit Card offers a secure, flexible.

Frequently Asked Questions

What is the minimum income required for approval?

Applicants need a minimum annual income of ZAR 84,000 and a good credit score to be eligible​

What are the interest rates and interest-free benefits?

Interest rates range between 14.5% and 21.5%, depending on the applicant's financial profile. The card offers up to 55 days of interest-free purchases if the balance is paid in full within the stipulated period​

What rewards does the card offer?

Users can earn up to 2.5% cashback and up to 15% back on fuel and purchases at stores like Checkers and Shoprite through the eBucks rewards program​

What are the monthly and initial fees?

The card has a monthly fee of approximately ZAR 52, a service fee of ZAR 17, and a once-off initiation fee of up to ZAR 175​

Does the card include insurance?

Yes, the FNB Gold Credit Card offers free global travel insurance when tickets are purchased using the card. It also provides fraud protection and debt coverage options​

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