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The Capitec Global One Credit Card is designed for individuals seeking flexible credit, travel benefits, and low fees. It offers a comprehensive package combining cashback rewards, travel insurance, and international transaction perks.
With the Capitec Global One, 1.5% cashback is available on all transactions. If cardholders meet their “Live Better” goals through Capitec’s financial planning app, they earn an additional 0.5% cashback, credited directly to their savings account every month on the 10th. This feature encourages responsible financial management by offering tangible rewards.
Unlike many credit cards, the Global One does not charge currency conversion fees for international purchases, making it a great option for frequent travelers. Whether shopping online or paying abroad, cardholders can avoid extra fees and enjoy seamless transactions worldwide Mind
The card offers travel insurance coverage up to R5 million, covering medical emergencies during international trips. This feature ensures that travelers have protection for unforeseen events, eliminating the need for additional travel insurance.
The Capitec Global One provides up to 55 days of interest-free credit for qualifying purchases, giving cardholders time to manage payments without accumulating interest. Additionally, users can transfer balances or switch purchases to a budget plan, offering more control over finances.
Cardholders can easily manage their credit through the Capitec mobile app, which allows them to view transactions, adjust credit limits, and pay bills securely. Real-time notifications help users track spending and identify any suspicious activity promptly, ensuring enhanced security.
To apply, you must be at least 18 years old and earn a minimum monthly income of R5,000 (or R10,000 if self-employed). You'll need to provide a valid South African ID, proof of residence (not older than 3 months), your latest payslip, and a 3-month bank statement【43】【45】.
The card comes with an initiation fee of R100 and a monthly fee of R50. Interest rates range between 9.75% and 20.25%, depending on your credit profile and financial history【42】【45】.
The Global One card offers free travel insurance with coverage of up to R5 million for international trips. This covers medical emergencies and other unforeseen events, ensuring peace of mind while traveling【42】【46】.
You earn 1.5% cashback on all purchases, with an extra 0.5% if you reach the "Live Better" goals each month. The cashback is deposited into your savings account on the 10th of every month【43】【45】.
No, the Capitec Global One card charges no currency conversion fees for international purchases, making it a great option for travelers looking to save on foreign transaction costs【44】【45】.
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